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A Case Study of Credit Risk Analysis and Modeling for SMEs -In an Internet Finance Setting

Abstract In the last two years, China’s booming of Internet Finance Platform made significant impacts on three dimensions. Compared with the conventional market, Internet Finance is asserted to open a revolutionary pathway of lending where by small and mid-sized companies may overcome the financing dilemma on credit accessibility and high cost. In other words, Internet Finance is hyped to be able to reduce information asymmetry, enhance allocation efficiency of resources, and promote product and process innovations for the financial institutions. However, the core essence of Internet Finance rests on risk assessment and control – a fundamental element applies to all forms of financing. Most current practice of internet finance on risk assessment a... (more)
Created Date 2016
Contributor Zhang, Qi (Author) / Pei, Ker-Wei (Advisor) / Gu, Bin (Advisor) / Cui, Haitao (Committee member) / Arizona State University (Publisher)
Subject Business administration / Internet Finance small-sized firms / risk management and control mode
Type Doctoral Dissertation
Extent 114 pages
Language Chinese
Reuse Permissions All Rights Reserved
Note Doctoral Dissertation Business Administration 2016
Collaborating Institutions Graduate College / ASU Library
Additional Formats MODS / OAI Dublin Core / RIS

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Description Dissertation/Thesis